LEADERATO, INC.

TERMS OF SERVICE

Leaderato Academy — Leadership Development Programs

Effective Date: February 27, 2026  |  Governing Law: State of California

This website and all associated digital properties, programs, funnels, assessments, and services (collectively, the "Platform") are owned and operated by Leaderato, Inc., a California corporation ("Leaderato," "we," "us," or "our"). By accessing or using our Platform in any manner, you ("Client," "Participant," or "User") agree to be fully bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms in their entirety, you must immediately cease all use of the Platform.

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Platform constitutes acceptance of the revised Terms.

1. Definitions

"Platform" means the Leaderato website, landing pages, funnels, digital programs, coaching services, assessments, tools, and all related content and materials.

"Program" means any leadership development course, coaching engagement, workshop, assessment, or educational offering provided by Leaderato.

"Client" means the business owner, company, or authorized representative who purchases or enrolls in a Program. Where a company enrolls, the company entity is the Client and is fully responsible for all fees and obligations.

"Participant" means any individual — including managers, employees, or team members — who receives access to Program content through a Client's enrollment. The Client is solely responsible for all acts and omissions of its Participants.

"Content" means all materials, frameworks, assessments, methodologies, videos, worksheets, audio recordings, and intellectual property made available through the Platform.

2. Eligibility

Our Platform and Programs are intended for business owners, executives, and organizational leaders. By using the Platform, you represent and warrant that:

You are at least eighteen (18) years of age;

You have full legal authority to enter into binding contracts on behalf of yourself or your organization;

All information you provide is accurate and complete;

Your use of the Platform complies with all applicable laws and regulations.

We do not knowingly collect data from or provide services to individuals under eighteen (18). If we discover a minor has registered, we will delete their information immediately. Parents or guardians who believe a minor has submitted information should contact us at [email protected].

3. Intellectual Property & Content License

All Content on the Platform — including but not limited to text, graphics, logos, proprietary frameworks, assessments, methodologies, training systems, videos, audio recordings, worksheets, and software — is the exclusive property of Leaderato, Inc. and is protected under United States copyright, trademark, and trade secret laws and applicable international intellectual property treaties.

Subject to your full compliance with these Terms and maintenance of an active enrollment, Leaderato grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Content solely for your internal business purposes in connection with a current, active Program enrollment.

You expressly agree NOT to:

Copy, reproduce, screenshot, record, download, or duplicate any Content except as expressly permitted in writing;

Distribute, sell, publish, broadcast, or publicly display any Content in any format or medium;

Use Content to develop, train, teach, or deliver competing products, programs, courses, or services;

Share login credentials, access links, or Program materials with individuals not covered under your enrollment;

Modify, adapt, translate, or create derivative works from any Content or methodology;

Reverse-engineer, decompile, or extract any proprietary system, tool, or framework;

Remove or alter any proprietary notices, trademarks, or copyright designations.

Violations may result in immediate termination of access without refund, injunctive relief, and claims for actual and statutory damages. Leaderato actively monitors for unauthorized use and will enforce its rights vigorously.

4. Acceptable Use & Prohibited Conduct

The Platform is made available solely for lawful participation in Leaderato's Programs for internal business purposes. You agree that you will NOT use the Platform to:

4.1 Intellectual Property Violations

Copy, reproduce, or distribute any Program Content without written permission;

Use Leaderato's methodologies or tools to develop competing training programs or products;

Share, resell, or sublicense access to the Platform or any Content;

Remove, alter, or obscure any copyright, trademark, or proprietary notice.

4.2 Unauthorized Access & Security

Attempt to gain unauthorized access to any portion of the Platform or another user's account;

Use automated tools, scrapers, bots, or scripts to access or extract Content;

Introduce or transmit malware, viruses, or other harmful code;

Probe, scan, or test the security or vulnerability of the Platform without authorization;

Bypass, disable, or circumvent any security, access control, or digital rights management feature.

4.3 Harmful or Illegal Activity

Engage in any activity that is unlawful, fraudulent, or violates any third-party right;

Harass, threaten, defame, or intimidate any other user, Leaderato employee, or third party;

Impersonate Leaderato, Yigal Adato, any Leaderato employee, or another user;

Engage in spam, phishing, or unauthorized commercial solicitation of any kind.

4.4 Community Conduct

Share another participant's private information or submissions without their consent;

Disrupt or interfere with the experience of other community members;

Recruit other Participants into competing programs or solicit them for outside business;

Post false or misleading statements about Leaderato or its programs.

Leaderato reserves the right to monitor, review, edit, or remove any content submitted to the Platform that violates this section or that we determine, in our sole discretion, to be harmful or objectionable. Violations may result in a formal warning, temporary or permanent suspension of access without refund, or referral to law enforcement.

5. Community Confidentiality

The Leaderato community includes business owners who share sensitive information about their organizations, teams, and business challenges. You agree to treat all information shared by other community members as strictly confidential. You will not disclose, repeat, or use another member's proprietary business information outside the context of the Program. This obligation survives the termination of your enrollment.

6. Client & Participant Responsibilities; Indemnification

The Client is solely responsible for: (a) ensuring all Participants comply with these Terms; (b) managing and promptly revoking Participant access upon termination of employment or engagement; (c) all use of the Platform by its Participants, whether authorized or unauthorized; and (d) all fees associated with the enrollment regardless of Participant usage.

Client agrees to indemnify, defend, and hold harmless Leaderato, Inc. and its directors, officers, employees, agents, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (i) Client's or any Participant's use of the Platform; (ii) any breach of these Terms by Client or any Participant; (iii) any violation of any third-party right; or (iv) any dispute between Client and a Participant.

7. User Submissions

If you submit content to the Platform — including comments, questions, testimonials, feedback, or other materials — you grant Leaderato, Inc. a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, publish, and distribute such content in any format or medium, including for marketing purposes. By submitting, you represent that you own or have sufficient rights to the content, it does not infringe any third-party rights, and you waive any moral rights in the submission. You will not receive compensation for our use of your submissions.

8. Enrollment, Payment & Cancellation

8.1 Enrollment

Enrollment is subject to availability and Leaderato's acceptance at its sole discretion. We reserve the right to refuse or revoke enrollment at any time. Enrollment by an authorized representative constitutes the company's full agreement to these Terms and responsibility for all associated fees.

8.2 Payment & Payment Plans

All fees are due per the payment terms presented at enrollment. We use PCI-DSS compliant third-party payment processors and do not store your payment card details. If you elect a payment plan, you authorize Leaderato to charge your payment method on the agreed schedule for the full remaining balance. Missed payments may result in immediate suspension of access. A returned payment fee of $35 may apply to failed transactions.

8.3 Cancellation & Refund Policy

Specific refund and cancellation terms are disclosed at the time of purchase and incorporated herein by reference. Unless a specific, clearly-labeled guarantee is provided in your enrollment materials, all sales are final once Platform access is granted. Certain Programs — including premium coaching engagements and live event enrollments — are non-refundable. If Leaderato cancels a Program prior to commencement, your sole remedy is a pro-rated refund of fees paid for the cancelled portion.

California Residents: Nothing in these Terms waives any rights you have under California Civil Code Section 1750 et seq. or other applicable California consumer protection laws.

9. Collections & Contact Authorization

If you maintain an unpaid balance with Leaderato, Inc. and fail to make satisfactory payment arrangements, your account may be referred to an external collection agency. You will be responsible for all reasonable collection costs, including agency fees up to thirty-five percent (35%) of the outstanding balance and any reasonable attorneys' fees incurred in collection efforts.

By providing your contact information, you authorize Leaderato, Inc. and any designated collection agency, to the extent permitted by applicable law, to contact you via telephone (including wireless numbers), text message, and email — including through automated dialing systems or pre-recorded messages — for account-related purposes.

10. SMS / Mobile Texting — TCPA Compliance

By providing your mobile phone number and opting in at the time of enrollment or form submission, you expressly consent to receive recurring automated text messages from Leaderato, Inc. related to your enrollment, account updates, program communications, and promotional offers. This consent is not a condition of purchase.

Message frequency varies. Message and data rates may apply.

To opt out at any time, reply STOP to any message. You will receive one confirmation and no further messages.

For help, reply HELP or contact us at [email protected].

We do not sell, rent, or share your mobile number with third-party marketers.

Carriers are not liable for delayed or undelivered messages.

This SMS program complies with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, and applicable FCC regulations.

11. Earnings, Results & FTC Compliance Disclaimer

RESULTS DISCLAIMER: Leaderato, Inc. provides leadership development education, frameworks, and coaching. We make no guarantee of specific business outcomes, revenue increases, profitability improvements, team performance changes, or any other measurable results from participation in our Programs.

Any testimonials, case studies, or examples of outcomes referenced on the Platform: (a) represent individual experiences under specific circumstances; (b) are not average or typical results; (c) are not guarantees or predictions of future outcomes; and (d) may reflect best-case performance.

TYPICAL RESULTS DISCLOSURE: Most clients who enroll in our Programs do not achieve outcomes featured in testimonials or marketing materials. Individual results depend on team composition, industry, implementation consistency, prior experience, and economic circumstances beyond our control. You assume full responsibility for your business decisions and acknowledge that results will vary materially.

12. Disclaimer of Warranties

THE PLATFORM, PROGRAMS, AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. LEADERATO DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS. YOUR USE OF THE PLATFORM IS ENTIRELY AT YOUR OWN RISK.

13. No Professional or Licensed Advice

Nothing on the Platform constitutes legal, financial, accounting, tax, psychological, therapeutic, medical, or other licensed professional advice. All Content is for educational and informational purposes only. You should always consult qualified professionals before making decisions affecting your legal rights, financial situation, health, or business obligations. Leaderato expressly disclaims liability for any decisions or outcomes arising from your reliance on Platform content.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LEADERATO, INC., ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, EVEN IF LEADERATO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ALL CASES, LEADERATO'S TOTAL AGGREGATE LIABILITY TO YOU SHALL NOT EXCEED THE LESSER OF: (A) THE TOTAL AMOUNT YOU PAID TO LEADERATO IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE THOUSAND DOLLARS ($1,000). Some jurisdictions do not permit these limitations; in such jurisdictions our liability is limited to the maximum extent permitted by law.

15. Confidentiality & Trade Secrets

The methodologies, frameworks, assessments, training systems, and tools provided through the Platform are proprietary, confidential, and constitute valuable trade secrets of Leaderato, Inc. under the California Uniform Trade Secrets Act (Cal. Civ. Code § 3426 et seq.) and the federal Defend Trade Secrets Act (18 U.S.C. § 1836). You agree not to: (a) disclose any proprietary Content to third parties; (b) reproduce, teach, license, or commercialize any Leaderato methodology or framework; (c) use proprietary Content to develop competing programs or services; or (d) assist any third party in doing any of the foregoing.

These confidentiality obligations are indefinite and survive the termination or expiration of your enrollment for as long as the information remains a trade secret. Leaderato reserves the right to seek injunctive relief — without the requirement to post bond — in addition to all other remedies for any breach or threatened breach of this section.

16. Account Registration & Termination

You are responsible for maintaining the confidentiality of your account credentials and all activity under your account. Notify us immediately of any suspected unauthorized access at [email protected]. Leaderato may suspend or permanently terminate any account without prior notice or refund for violation of these Terms, failure to make required payments, or conduct harmful to Leaderato or its community.

Upon termination: (a) your license to access the Platform terminates immediately; (b) you must cease all use of Content; and (c) Sections 3, 4, 5, 6, 7, 11, 13, 14, 15, 17, and 18 survive termination indefinitely.

17. Third-Party Links & Services

The Platform may contain links to third-party websites for convenience only. Leaderato does not control, endorse, or assume responsibility for any third-party sites, content, products, or services. Your use of any third-party service is at your own risk. We are not liable for any loss or damage arising from your interaction with third parties.

18. Dispute Resolution, Arbitration & Class Action Waiver

18.1 Informal Resolution

Before initiating any formal proceeding, the parties agree to attempt good-faith negotiation for at least thirty (30) days after written notice of the dispute is provided to [email protected].

18.2 Binding Arbitration

If informal resolution fails, any dispute arising out of or relating to these Terms or the Platform shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its applicable rules, with proceedings conducted in San Diego County, California or via videoconference at Leaderato's election. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

18.3 Class Action Waiver

YOU AND LEADERATO AGREE THAT EACH PARTY MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any class proceeding.

18.4 Exceptions

Either party may seek emergency injunctive or equitable relief in the state or federal courts located in San Diego County, California to protect intellectual property rights or prevent irreparable harm. You consent to personal jurisdiction in such courts.

18.5 Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. The Federal Arbitration Act governs the interpretation and enforcement of Section 18.

19. General Provisions

19.1 Entire Agreement

These Terms, together with our Privacy Policy and any applicable Program enrollment agreement, constitute the entire agreement between you and Leaderato, Inc. and supersede all prior agreements and understandings.

19.2 Severability

If any provision is found invalid or unenforceable, it shall be enforced to the maximum extent possible and the remaining provisions shall remain in full force.

19.3 Waiver

Leaderato's failure to enforce any provision shall not constitute a waiver of that or any other provision.

19.4 Assignment

You may not assign or transfer any rights or obligations under these Terms without Leaderato's prior written consent. Leaderato may freely assign these Terms in connection with a merger, acquisition, or sale of assets.

19.5 Force Majeure

Leaderato shall not be liable for any failure or delay resulting from causes beyond its reasonable control, including acts of God, natural disasters, pandemic, government action, or internet outages.

20. Contact Information

For all legal inquiries regarding these Terms:

Leaderato, Inc.

Email: [email protected]

Website: leaderato.com

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